Rates & Terms
Example fee schedules for our bi-weekly installment loans, monthly installment loans, and auto title loans.
| Amount Financed | Annual Percentage Rate | Finance Charge | Total of Payments | Number of Payments | Total CAB Fee | To 3rd Party Lender (9.95%) |
|---|---|---|---|---|---|---|
| $300.00 | 808.95% | $865.23 | $1,165.23 | 12 | $857.72 | $7.51 |
| $500.00 | 808.95% | $1,442.06 | $1,942.06 | 12 | $1,429.53 | $12.52 |
| $700.00 | 808.95% | $2,018.88 | $2,718.88 | 12 | $2,001.34 | $17.53 |
| Amount Financed | Annual Percentage Rate | Finance Charge | Total of Payments | Number of Payments | Total CAB Fee | To 3rd Party Lender (9.95%) |
|---|---|---|---|---|---|---|
| $300.00 | 808.95% | $794.41 | $1,094.41 | 5 | $786.91 | $7.50 |
| $500.00 | 808.95% | $1,324.02 | $1,824.02 | 5 | $1,311.51 | $12.51 |
| $700.00 | 808.95% | $1,853.62 | $2,553.62 | 5 | $1,836.11 | $17.51 |
| Amount Financed | Annual Percentage Rate | Finance Charge | Total of Payments | Number of Payments | CAB Fee per $100 | Total CAB Fee | To 3rd Party Lender (9.95%) |
|---|---|---|---|---|---|---|---|
| $750.00 | 521.55% | $1,200.87 | $1,950.87 | 5 | $157.61 | $1,182.11 | $18.76 |
| $1,500.00 | 515.26% | $2,368.74 | $3,868.74 | 5 | $155.41 | $2,331.22 | $37.52 |
| $2,500.00 | 512.74% | $3,925.89 | $6,425.89 | 5 | $154.53 | $3,863.36 | $62.53 |
Returned item fee of $30.00 will be applied to dishonored checks.
Late payment Fee of $7.50 or 5% of the late payment amount whichever is great will be applied for payments more than 10 days past due.
Customer Comment and Complaint Number is 1-915-320-8144.
This business is licensed and examined by the State of Texas-Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579, consumer.complaints@occc.texas.gov.
“An advance of money obtained through an installment loan or auto title loan is not intended to meet long-term financial needs. An installment loan or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.”
The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.
Our License
Disclosures
Cash advance installment loan disclosure
- Bi-Weekly 12 Payments – $300 (PDF)
- Bi-Weekly 12 Payments – $500 (PDF)
- Bi-Weekly 12 Payments – $700 (PDF)
- Monthly 5 Payments – $300 (PDF)
- Monthly 5 Payments – $500 (PDF)
- Monthly 5 Payments – $700 (PDF)