About Us

A Texas-licensed Credit Access Business helping hard-working people get to better financial health.

Pony Money was founded with one clear, straightforward purpose: to provide anyone with a path to better financial health. Our Customers are hard-working people who find themselves in need of a short-term loan — critical funds they may not be able to easily borrow from traditional banks.

Our easy to follow online loan application takes just minutes to complete, and in most cases you will get a decision on your application straight away. Then, you will receive the cash you need fast.

If your circumstances change and a payment becomes difficult, reach out to us as soon as possible — we work with our customers to find alternate payment arrangements rather than leaving you to figure it out alone.

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Licensed in Texas
Years of experience +15
Customers served +1k
Regulated by Texas OCCC
Funding as fast as 30 minutes
Early payoff fee None

What You Can Expect

Money in Minutes

If approved, review and e-sign your documents and you could get funded in as little as 30 minutes.

Pay Off Over Time

Make scheduled payments over time that are based around your pay dates.

Manage Your Loan on the Go

View your loan balance, make or schedule payments from your login.

See how it works Rates & Term

Get Your Money Fast, Easy and Secure

Apply today and you could have a decision and deposit pending in 30 minutes.